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Toyota Access Patterson Cheney Toyota

Toyota Access is an easy and flexible way to put you in complete control when you're buying a Toyota.

Toyota Access is the new way of buying a Toyota. You get to choose your vehicle, nominate your deposit (if any), select the loan terms and the total kilometres you expect to travel, and then Toyota Finance will calculate the Guaranteed Future Value (GFV) for you, and your monthly repayments.

At the end of the agreement, you are still in control. You can either:

  • Trade in or sell your Toyota and use the trade value or sale price to pay back the remaining balance of your agreement
  • Keep your Toyota and simply pay the outstanding balance (including the final payment)
  • Return your Toyota – We’ll pay you the GFV agreed at the start of the term and put it against the remaining balance owing on your account (subject to fair wear and tear conditions and agreed kilometres being met)

To find out more about Toyota Access, call our Finance Team on 03 9215 2200 or click here to download the Toyota Access Fair Wear & Tear guidelines, or apply for Toyota Access with Patterson Cheney Toyota now.

What is Toyota Access?

Toyota Access is a whole new way of buying a Toyota, allowing you to choose your vehicle, pick a deposit (if any), select the loan term and the total KMS you expect to travel and Toyota Finance will calculate the Guaranteed Future Value (GFV) for you. Once that's all done, Toyota Finance will then calculate your monthly repayments - it's that easy!

Affordable

With Toyota Access, you get to choose your deposit and loan term (up to 48 months) when you buy your new Toyota from Patterson Cheney Toyota. You also get to choose what to do with your car when the term is over - trade it in, keep it or return your Toyota.

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car. The Guaranteed Future Value (GFV) is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term.

And, because Toyota Access comes with low monthly repayments and a short loan period, you can upgrade to any New Toyota without worry or hassle**.

Peace of Mind

  1. Select your new Toyota.
  2. Nominate the deposit you'd like to pay, if any.
  3. Choose your term and number of kilometres you expect to travel over the term.
  4. Toyota Finance will calculate the Guaranteed Future Value of your new Toyota.
  5. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

Up-to-Date

Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for.

Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value (GFV) of the car. So you know exactly where you stand and can confidently plan your budget, way ahead.

We'll then put together an affordable monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

Flexibility

At the end of the agreement, you are still in control. You can decide whether to:

  • Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.
  • Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).
  • Return your Toyota - we'll pay you the GFV we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).

To find out more, click here to download the Toyota Access Fair Wear & Tear guidelines

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

T*The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

T** Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Approved applicants only. Terms and conditions, fees and charges apply. Toyota Access Guaranteed Future Value (GFV) products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.